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Financing Information
We can finance any of the following types of transactions:


Home Only: This type of loan uses only the home as collateral. The home may be located in a park, on your land or on third party land.

Home and Land: This type of loan allows you to finance your land and the home in a single payment. The land can be land you propose to purchase or land you already have under contract.

Land-In-Lieu: This type of loan allows you to use equity you may have in your land instead of using cash for a down payment.

We offer FHA, VA, Conventional and FmHA (Farmers Home Administration) financing at the lowest rate on the market. Terms are up to 30 years. Down payments are as low as 5% on most programs.

What are FICO scores?
Click here for the answer.

ZERO DOWN POSSIBLE ON LAND HOME

The USDA provides special no-down payment loans for certain geographical areas and for people whose incomes do not exceed certain levels. Home-Mart offers the first manufactured home that has been approved to comply with USDA's very stringent construction and energy guidelines.

Can you afford to rent?

If your rent per month is... You will pay this while losing tax benefits and appreciation.
IN 3 YRS. IN 5 YRS. IN 10 YRS.
$350 $13,900 $25,600 $66,900
$400 $15,900 $29,300 $76,500
$450 $17,880 $33,000 $86,220
$500 $19,860 $36,630 $95,625
$550 $21,846 $40,294 $105,187
$600 $23,832 $43,957 $114,750
$650 $25,818 $47,620 $124,304
$700 $27,804 $51,283 $133,874
$750 $29,790 $54,946 $143,437
$800 $31,776 $58,609 $152,999
$850 $33,762 $62,272 $162,562
$900 $35,748 $65,935 $172,124
$950 $37,734 $69,598 $181,687
$1000 $39,720 $73,261 $191,249

Consequences of Renting:
  • Loss of huge tax break
  • You live someplace belonging to someone else
  • You pay someone else's mortgage
  • No tax breaks to landlords mean higher rent
vs.

Benefits of Owning


Monthly Payment Monthly Tax
Savings*
Net Tax
Savings*
Yearly Tax
Savings*
5 Year Tax
Savings*
$250 $64.40 $185.60 $772.80 $3,864.00
$300 $77.28 $222.72 $927.36 $4,636.80
$350 $90.16 $259.84 $1,081.92 $5,409.60
$400 $103.04 $296.96 $1,236.48 $6,182.40
$450 $115.92 $334.08 $1,391.04 $6,955.20
*Assumes 92% of first 5 years payment will go towards payment of interest only
*Assumes customer to be in 28% tax bracket.


Benefits of Owning
  • America's biggest and safest tax break
  • Pride of ownership
  • Builds equity
  • Establishes credit with major lender
Open Monday through Friday 9 a.m. - 6 p.m.
Saturday 9 a.m. - 6 p.m.
We value our family time as you do. For that reason, we are closed on Sunday.

Home-Mart - info@homemart.us - 9516 E. Admiral Place - Tulsa, OK 74115
918-835-0500 - 800-364-4663
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